Something for Economics
(and Ethical Hacking) students.
How
To Explain Bitcoin To Anyone
The concept of
cryptocurrency isn’t easily understood. How can one use their
computer to “mine” coins? Where does the money come from? Who
controls it?
We’ve published a
manual
on the subject of Bitcoin and even taught
you how to mine it. But if you ever need to explain the basics
on Bitcoin and other cryptocurrencies, this infographic by
WhoIsHostingThis
is quite helpful.
Perhaps it's not the
technology, but the users.
Yik
Yak chat app stirring up trouble in high schools
From Chicago, to
Georgia, to Southern California, a new social media application is
causing problems on middle school and high school campuses across the
United States.
It's called Yik Yak, a
location-based app that creates an anonymous social chat room where
up to 500 nearby users connect through GPS tracking on their phones.
Less than 4 months old, Yik Yak has "a couple hundred thousand
users, mainly in Southeast/East coast campuses," its co-founder
Brooks Buffington said.
… "The app was
made for college-age users or above, for college campuses and to act
as a virtual bulletin board, so it acts as local Twitter for their
campus," Buffington told CNN.
… School
administrators in Chicago said teens in some of their schools have
used the free app for cyberbullying. Others have made anonymous bomb
threats that have led to school lockdowns.
… Some students
have compared it to a virtual bathroom wall where users post vitriol
and hate.
"One of the things
we were planning to do is to essentially geo-sense every high school
and middle school in America, so if they try to open the app in their
school, it will say something like 'no, no no, looks like you are
trying to open the app on a high school or middle school and this is
only for college kids,' and it will disable it and the app won't
work," Buffington told CNN.
For modern Willie
Suttons, here's “Where the money is.”
http://www.bespacific.com/junk-justice-a-statistical-analysis-of-4400-lawsuits-filed-by-debt-buyers/
Junk
Justice: A Statistical Analysis of 4,400 Lawsuits Filed by Debt
Buyers
by Sabrina
I. Pacifici on March 9, 2014
Holland, Peter A., Junk
Justice: A Statistical Analysis of 4,400 Lawsuits Filed by Debt
Buyers (2014). Loyola Consumer Law Review, Vol. 26, No. 1, 2014. p.
179; U of Maryland Legal Studies Research Paper No. 2014-13.
Available at SSRN: http://ssrn.com/abstract=2406289
“Debt buyers have
flooded courts nationwide with collection lawsuits against consumers.
This article reports the findings from the broadest in-depth study
of debt buyer litigation outcomes yet undertaken. The study
demonstrates that in debt buyer cases,
(1)
the vast majority of consumers lose the vast majority
of cases by default the vast majority of the time;
(2)
consumers had no lawyer in ninety-eight percent of the cases; and
(3)
those who filed a notice that they intended to defend themselves
without an attorney fared poorly, both in court and in out of court
settlements.
This study challenges
the notion that there is an “adversary system” within the context
of debt buyer lawsuits. The findings suggest that no such adversary
system exists for most defendants in consumer debt cases. Instead,
these cases exist in a “shadow system” with little judicial
oversight, which results in mass produced default judgments. The
procedural and substantive due process problems which are endemic in
debt buyer cases call for heightened awareness and remedial action by
the bench, the bar, and the academy. As lawyers who are “public
citizens, with a special responsibility for the quality of justice,”
the profession can do better. This article proposes suggestions for
further study, and several common sense reforms.”
Dilbert explains the
philosophy of life I aspire to.
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