As breaches
get larger, the impact gets broader. If this only happened to ½ of
1 percent of the people, that's 550,000 times! (110,000,000 victims
times .005)
Target
data breach could affect real estate transactions
…
Among the scenarios that could begin surfacing as the stolen
information from retailers is sold and used in the coming months:
•Home
sales could be knocked off track by the sudden appearance of new
debts on buyers' credit reports. Many lenders now monitor national
credit bureau files electronically from the date of loan approval to
moments before closing. Even if you explain that you were a victim
of identity theft, your financing could be put on ice until you and
the bureaus clean up your reports. That could cause you to miss
contractual deadlines with the home seller and, worst case, cause you
to lose the house.
•Undetected
run-ups of balances on credit cards could seriously affect
"utilization ratios" — how much of the available credit
maximum a consumer has drawn down — and cause declines in scores.
High rates of utilization or "maxing out" are penalized by
the major scoring models. Lower credit scores, in turn, may
disqualify you for a mortgage, at least until you are able to
document to the credit bureaus' satisfaction that the new debts were
the result of identity theft.
•Undetected
use of your information to create one or more new credit cards could
be especially damaging and time consuming to fix. Clemans notes that
although merchants and the bureaus may be eager to help resolve
identity theft situations, they are also on guard against attempts by
consumers to blame everything negative in their files on identity
theft. They'll want proof and documentation before expunging the bad
information.
“More to
the point, we were lying about how the scanners were used. What do
you suppose we're lying about now?”
Former TSA employee
Jason Edward Harrington has written an article confirming many
American’s worst fears about how we have been viewed and mocked by
TSA employees. Here’s a snippet:
Most
of my co-workers found humor in the I.O. room on a
cruder level. Just as the long-suffering American public waiting on
those security lines suspected, jokes about the passengers ran
rampant among my TSA colleagues:
…
All the old, crass stereotypes about race and genitalia size
thrived on our secure government radio channels.
Read his article on
Politico.
Not surprisingly, TSA
has pushed
back against the article, claiming it’s inaccurate and
outdated.
Oh look! The FTC has
settled ¼ of 3/10ths of 9/92nds of a percent of yesterday's
breaches! Not bad for a government agency.
I doubt
congress is getting serious, perhaps this was for Data Privacy Day?
There’s a new report
by Kristin Finklea, Specialist in Domestic Security, for the
Congressional Research Service.
You can access the full
report on FAS.
Learn to
program.
– Go is an
open source programming language designed for building simple, fast,
and reliable software. Go by Example is a hands-on introduction to Go
using annotated example programs, one of which is the famous “Hello
World” program. The site also provides a list of numerous other
programs to browse through and try out.
For my
Website students.
– Create
your frontend code simply and quickly with Bootstrap using LayOutIt’s
Drag & Drop Interface Builder. High quality HTML5 is made using
the Interface Builder. Drag-and-drop the Bootstrap components to
your own design. It’s easy to integrate with any programming
language – just download the HTML and start coding the design into
it. Professional and validated HTML which you can replace with your
own variables.
Dilbert
combines Jeff Bezos, pizza, and infinite math. What could be better?
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